Both homes at Clearwater Collection are complete and ready for move-in. Pre-qualification with our preferred lender gets you the rest of the way — a clear budget, the right loan structure, and the confidence to write a strong offer when you're ready.
Pre-qualification is not about gaining special access — it's about being prepared, informed, and ready to make decisions on your own terms.
A pre-qualification letter gives you a verified, lender-backed number — not a rough estimate. You'll know exactly what you can afford before you walk into either home.
Different loan programs make sense at different price points and down payment levels. Taylor will walk through which programs apply to your situation, including ADU income qualification for Plan B.
Both homes are move-in ready, so the timeline is driven by your financing — not by the builder. With pre-qualification done, you can write a strong offer the same day you decide.
Senior Mortgage Advisor with The TW Team at Lower — 18+ years helping LA and Orange County buyers purchase with confidence.
Taylor and The TW Team are known for what they call The Ultimate Mortgage Experience — a personalized, transparent process that walks every buyer through their specific scenario. With deep familiarity in Paramount-area financing and ADU income qualification, Taylor is well-suited for both first-time buyers and Plan B + ADU buyers.
Using our preferred lender is never required. You're welcome to work with any licensed mortgage professional. Taylor is recommended because of his familiarity with this community and ADU-specific qualification — both of which can affect your loan approval and terms.
The right program depends on your down payment, employment, credit profile, and how long you plan to stay. Taylor will recommend the best fit for your specific situation.
Want to compare programs in detail? See all options on TW Team.
Because both homes are move-in ready, the timeline is driven almost entirely by financing — which is why getting pre-qualified early matters.
Connect with Taylor, complete the online application, and submit your supporting documents (income, assets, ID). Taylor reviews and issues your pre-qualification letter.
See Plan A and Plan B in person. Walk the lots, the floor plans, the finishes — and the ADU if Plan B is on your shortlist.
Submit your purchase agreement with your pre-qualification letter attached. Escrow opens within days of acceptance.
Loan finalization, signing, keys in hand. Typically 30 days from accepted offer to move-in day.
Share your info below and we'll connect you with Taylor directly. Prefer to skip ahead and apply now? Apply online with The TW Team →